First of all I am not complaining abot the handicap system,i just dont understand it ex;Climatic has a 54 avg rounded off I have a 69 avg ,divided by 2 =27 for him 34,5 for 9 holes for me,so the difference is 7.5 strokes for 9 holes.On the handicap ratings for medieum he is 3.5and I am 6 that's a 2.5 difference so aren't I actually giving him 5 strokes?